If you’re trying to find cheaper car insurance, then one of the best things to do is search for online insurance quotes using one of the many popular comparison websites available these days. Surprisingly, it is possible to save anywhere from 5% to a whopping 25% off your annual premium simply by comparing all of the different offers to each other and selecting the one that best suits your needs.
However, in this guide, we’re going to give you several additional tips that will help you to find cheaper auto insurance rates whenever you need it, so with this in mind, let’s learn how to do it.
To begin with, it’s always a good idea to pay a higher voluntary excess fee when you are signing up to a new auto insurance policy, as this will allow you to greatly reduce the amount you are due to pay on an annual basis.
Of course, this does mean you will need to pay a higher voluntary fee if you do decide to make a claim, but there’s no denying how much you can save by increasing this amount when you initially make your policy, even if it is only by a small margin.
Something else that is worth considering is choosing one of the many no-frills packages available, which will cut out many of the optional extras that you don’t really need when it comes to insuring your vehicle. Many of these optional extras include things like windscreen cover, courtesy car use, and further legal expense discounts.
While it is important to do your own due diligence before cutting out any of these optional extras, you can certainly save yourself quite a bit of money by cutting these extras out and paying for only the bare basics that you truly need when insuring your car.