How To Get Cheaper Car Insurance

If you’re trying to find cheaper car insurance, then one of the best things to do is search for online insurance quotes using one of the many popular comparison websites available these days. Surprisingly, it is possible to save anywhere from 5% to a whopping 25% off your annual premium simply by comparing all of the different offers to each other and selecting the one that best suits your needs.

However, in this guide, we’re going to give you several additional tips that will help you to find cheaper auto insurance rates whenever you need it, so with this in mind, let’s learn how to do it.

To begin with, it’s always a good idea to pay a higher voluntary excess fee when you are signing up to a new auto insurance policy, as this will allow you to greatly reduce the amount you are due to pay on an annual basis.

Of course, this does mean you will need to pay a higher voluntary fee if you do decide to make a claim, but there’s no denying how much you can save by increasing this amount when you initially make your policy, even if it is only by a small margin.

Something else that is worth considering is choosing one of the many no-frills packages available, which will cut out many of the optional extras that you don’t really need when it comes to insuring your vehicle. Many of these optional extras include things like windscreen cover, courtesy car use, and further legal expense discounts.

While it is important to do your own due diligence before cutting out any of these optional extras, you can certainly save yourself quite a bit of money by cutting these extras out and paying for only the bare basics that you truly need when insuring your car. (25)

3 Top Ways To Never Get Cancer

Well, it can’t be denied that everyone has cancer, so I’m inclined to think a preventative mindset is the best. When I consider the top 3 ways to never get cancer I’m thinking clean habits.

For example, the first thing that pops into mind is avoiding cigarettes. If you are smoking, simply balance what you regard as more important. Do you want to minimize the chance of developing cancer, or do you like the habit more? (it’s really like the same knowing what to ask agent when buying life insurance)

Switching my diet is definitely the next step, because certain foods contribute to cancer. I’ll stick to nutrition that make me feel energized and healthy.

Last but not least, I’ll exercise more. There is nothing like some good old fashioned exercise, and studies show it reduces the chances of cancer.

These are the main ways I’d prevent cancer, because they are things I can start doing right now. It’s probably going to save me money and I’ll feel much better about myself. More importantly, I won’t make it easy for any disease to break down my body.

As a final thought, don’t rule out mental medicine such as meditation. Deep relaxation does wonders for the body and also keeps cancer at bay.

It’s the book santa doesn’t want you to read

Thinking about Christmas may fill your head with visions of sugar plums and your heart with the warm fuzzies, but let’s level for a minute: As an institution that is supposed to match people with the stuff they want, Christmas is atotal loser. In fact, when you crunch the numbers, the winter holidays result in billions of dollars in value destruction every year. How’s that for a bottom line?

In SCROOGENOMICS, economist Joel Waldfogel looks at decades of retail spending data to make the case that buying gifts destroys wealth and happiness—and in many cases it would be better to not buy presents for the holidays at all. So put down that credit card and think before you use money you don’t have to buy things that recipients don’t really want. SCROOGENOMICS will point you to solutions that can help stop wasteful gift spending and make holiday giving a force for good. Happy—and efficient—holidays!